Retirement planning is one of the most neglected financial goals in most Indian households, even though it is one of the most important, life-stage goals for most. Reasons to have a retirement plan : Working lives are decreasing rapidly. People also retire at an earlier age, voluntarily or involuntarily. Health issues can also force people […]
Retirement planning’s key part is to ask yourself how much money you need to retire. This answer varies from person to person, and it also depends on your current income and the lifestyle you desire in retirement. Not knowing how much, when and how to save makes your hard-earned savings can break your honeycomb. Research […]
There’s a slight difference between being frugal and cheap. You are frugal if you realize that paying more does not mean added benefit. Cheap people won’t be willing to pay high price irrespective of the benefit. Celebrity investor Warren Buffet is known to be frugal. Your friend, who rose to fame by purchasing things at […]
Buying luxury goods is not uncommon for the upper-middle class and the rich. Perhaps it’s as common as buying a shirt from bigbazaar. While the aesthetics of luxury goods is unmatchable – the leather is smooth, logo is minimal yet attractive, it’s price can be a setback. Unless you’re a white class working Professional with […]
You have to understand the reasoning behind credit and debit cards when debating why the former is safer than the latter. You may often ask yourself which one can be used for a safer financial transaction. This is when you need to understand the pros and cons of both the cards. Firstly, both the cards […]
A home loan is a fiscal service provided by banks and housing finance companies. It is one of the most important debts you can buy. Still, it is very important to be aware of your decisions while purchasing your home loan. Make sure that there is no space for any confusion or blunders since this […]