Retirement planning is one of the most neglected financial goals in most Indian households, even though it is one of the most important, life-stage goals for most. Reasons to have a retirement plan : Working lives are decreasing rapidly. People also retire at an earlier age, voluntarily or involuntarily. Health issues can also force people […]
There’s a slight difference between being frugal and cheap. You are frugal if you realize that paying more does not mean added benefit. Cheap people won’t be willing to pay high price irrespective of the benefit. Celebrity investor Warren Buffet is known to be frugal. Your friend, who rose to fame by purchasing things at […]
Buying luxury goods is not uncommon for the upper-middle class and the rich. Perhaps it’s as common as buying a shirt from bigbazaar. While the aesthetics of luxury goods is unmatchable – the leather is smooth, logo is minimal yet attractive, it’s price can be a setback. Unless you’re a white class working Professional with […]
Many people aim for gaining financial independence. It usually involves having sufficient savings, financial assets and cash to provide a lavish lifestyle for yourself and your family. It also means that you can retire anytime or pursue your dream career without being obliged to earn money every year. Troubles and failures are inevitable, but these […]
You have to understand the reasoning behind credit and debit cards when debating why the former is safer than the latter. You may often ask yourself which one can be used for a safer financial transaction. This is when you need to understand the pros and cons of both the cards. Firstly, both the cards […]
The insurance companies that deluge you with their insurance policy plans or your business manager might not talk about accident coverage policies at any cost, solely because the work taken to sell those policies may not yield the same results like other profitable insurance policies. But you need to consider buying a disability cover if […]
A home loan is a fiscal service provided by banks and housing finance companies. It is one of the most important debts you can buy. Still, it is very important to be aware of your decisions while purchasing your home loan. Make sure that there is no space for any confusion or blunders since this […]
Learning about financial concepts can feel overwhelming. Even finding a starting spot can prove to be challenging. If you search for an investment term on the Internet, you often get confused by complex financial terms. Here are 7 must-read books for budding stock market investors. 1.One Up On A Wall Street : Peter Lynch, the […]
It is hard to specify how 2020 has impacted our lives. As we begin 2021, on a hopeful note, with the news of vaccine and the decline in daily cases of the infection in India, let us take a look at how the pandemic has impacted the investing and economic aspect and the lessons that […]